Our solution offers flexibility for the use of different currencies, types of fixed or variable rates, interest calculation of 360 or 365 days a year, advance or past due payments, insurance calculation, calculation of handling fees, according to the needs of our client and guaranteeing the correct calculation of the amounts and the complete recovery of the portfolio.

Some of the classes of products available correspond to mortgage loans, consumer loans such as free investment, vehicle, educational, rotating quotas, among others .

The tool allows the creation of extraordinary payments to capital to reduce the term or to recalculate the quota and also the refinancing of debts and the capitalization of concepts defined under the internal policies of each organization.

By integrating with FICA the priority logic in the payment application is possible. The application integrates with our collection system (or external systems) to enable the collection process.

We cover the traditional operations of the management of loans by facilities or installments, including the definition of the product itself, the management of clarification accounts, that is, where payments are made to be applied later, negotiation of conditions, advance payments, postpone payments , account closure and automatic accounting integrated with the accounting module, among others.